Voluntary Benefits
For Employers and Their Employees



What are voluntary benefits!
Sometime called “supplemental insurance,” these benefits enhance your employees’ medical insurance to help prepare them for life’s unexpected challenges.
Paid directly to the employee, they can be used for things other insurance may not cover, such as lost wages, out-of-pocket expenses and household bills.
What do voluntary benefits do?
Save money
- Policies are employee paid
- Create tax savings
- Enable more affordable health plans
Expand (or launch) your benefits plan
- Offer benefits for the first time
- Strengthen your offering
- Provide choice and flexibility
Help recruit and retain employees
- Offer a personalized benefits plan
- Show employees you care enough about their futures to protect them
What policies are available?

We offer an unexpected approach to employee benefits
Service at every step
We make account setup, enrollment, billing and claims easy. And we have a team ready to help when you need it.
Personalized benefits counseling
Our benefits counselors can meet with your employees individually to create a personalized benefits solution that fits their needs now and in the future.
A trusted partnership
As your business and employees’ needs change, we ensure that the support we provide changes and adapts, too.
Call us today to see how we can help to protect your employees and your business.

Independence means choice.
We are a completely independent broker, which means that we are able to find you the right policy at the right price. We are proud to offer coverage for every walk of life.
You decide, and we provide.
What Is The First Step?
At IMOR we don’t charge a fee for our ADVICE, in fact, we welcome the opportunity to sit down with a prospective new client, at no charge, and listen to your financial goals, dreams, and concerns. From there, we can better assess if our consultative services can assist you in accomplishing your financial aspirations or addressing your financial concerns.