The holiday season is here again, and it’s time to think about what you will be giving to a loved one or a friend. We all know that it’s often difficult to find the perfect gift. You have the Christmas rush to be worried about, and many of us find it hard to tackle the crowd of shoppers this time of year.

So, why not give a different gift this year? Every year, we buy the usual gifts of clothes, home décor, and candies. This year, give something useful and practical: life insurance.

Times are hard for so many of us nowadays, and your gift receivers will appreciate the long-lasting benefits of a life insurance policy. While it may not be glamorous or the typical traditional gift, it is a gift worth giving.

Here are some reasons why life insurance makes a good Christmas gift.:

It’s for everyone. You can’t go wrong if you give life insurance as a gift. The worry they won’t like the scarf you picked out or the cookies you made doesn’t exist. It may not be the gift that everyone expects to receive, but it is unique and practical.

It’s for the family. Life insurance does not benefit just the recipient, but the family as well. It is the type of gift that is for the whole family. Everyone will benefit from life insurance for the rest of their lives. It protects the family in case the unexpected happens without a warning.

It’s not as expensive as you think. This is so true. The average monthly cost is as low as your Netflix subscription. Rates will vary depending on many factors, like the amount of your policy and the age of the policy holder, but many policies are incredibly affordable.

It’s useful for more than just life insurance. It can help with retirement and having financial freedom. There are certain types that build cash value over time and can be used for income when you retire.

It’s for the community. Charity is another great way to use life insurance. You have the opportunity to make a large gift by making your favorite charity the beneficiary.

It’s a security for the future of the insured’s family. College is expensive, and purchasing a home is expensive. If you give the gift to someone who has children, life insurance will help prepare for that. Life insurance can also be used for college tuition as well as a mortgage if the recipient would be left without their salary.

With life insurance, you prepare for the worst, along with helping the loved ones have a better life even if they are no longer around. In the end, you are helping to protect a future. It will have a lasting impact, long after the wrapping paper is thrown away and the other gifts are set aside.

Life insurance is a gift that continues to give.

Email Vickie at This email address is being protected from spambots. You need JavaScript enabled to view it. or call her at 717-790-2171 to get a policy started today.