Do you ever ask yourself, “What type of insurance do I need for my business?” “What’s the best auto insurance I can get?” “Am I getting the best coverage for my homeowners insurance?” These questions come up so often in various situations for everyone, and it can be overwhelming and confusing to know what direction to go in.
TThankfully, you now have a trusted partner in the field to rely on.
We recently added property and casualty insurance to our lines of service at IMOR Financial. You might be a landlord, tenant, or a first-time homeowner. You may own your business and need insurance to protect your computers, building, or business equipment. Purchasing a boat, new car, or motorcycle may be in your future and you’ll need to get insurance for them. Maybe you own a vacation home and need to ensure that it has the proper coverage.
I could go on and on, but at the end of the day, knowing a trusted colleague - who always has your best interests at heart - makes your choice on who to work with a little easier. We go above and beyond for our clients to make sure they have the right coverage at the right price.
In addition to the standard homeowners insurance policy, auto insurance for new and not-so-new cars (as well as new and not-so-new drivers), and business insurance, we also offer several additional policies to protect you and your business.
Umbrella insurance provides coverage above and beyond the policy limits on your home, boat, business, or whatever the need may be.
Key person insurance is a specific type of insurance that protects your business from losing a key member on your team. And right now, that coverage is helping a lot of companies both large and small.
If you have the good fortune to own a vacation home, it is important to protect it. You may need a separate insurance policy to cover your second home. This type of insurance can help protect the property against a range of perils.
Cyber liability insurance has become a common and popular policy. Data breach can have a tremendous impact on the financials of a business. This insurance allows you to transfer some of that risk to the insurance company. (If you want to ensure you’re protected from a data breach, though, talk to our good friend, Andrew, at Schwalm Technologies in Camp Hill.)
With lots of people doing renovations to their home since the pandemic hit, you may ask yourself, “If a contractor damages my home, whose insurance is responsible for covering those damages?” Homeowners insurance is designed to provide the financial protection from loss due to theft, disasters, and accidents, but depending on your policy, your insurance may not cover the entire amount. We are always happy to take a look at your current policy and let you know if you’re covered.
Online businesses are so popular these days and protection is vital to keeping your small online business. They face unique threats that leads to loss of income and even the business altogether. Purchasing insurance to provide protection against common risk makes great business sense.
Commercial property insurance is available for business owners who own their own building. Your storefront or warehouse is a major asset for your business, and you absolutely need to have commercial property insurance to protect your investment. Properties have a higher risk for different perils, so they need to be covered differently.
As always, we can assist you in finding the right policy that offers the level of protection that makes the most sense for you. Reach out to Vickie at 717-790-2171.
